Payment Method

Payment Methods Policy

Last Updated: November 2025

At Yunchasha, we strive to offer a smooth, secure, and reliable checkout experience. This Payment Methods Policy explains which payment options are available, how transactions are processed, and the steps we take to protect your financial information when you place an order on our website.

This policy applies to all purchases made through the Yunchasha online store.

1. Accepted Payment Options

To provide flexibility and convenience, Yunchasha supports the following payment methods when available at checkout:

Credit & Debit Cards

• Visa
• Mastercard
• American Express
• Discover

All card payments are processed through secure, encrypted payment gateways.

Digital Wallets & Express Checkout

• PayPal
• Apple Pay
• Google Pay

Availability may vary depending on device, browser, or region.

Buy Now, Pay Later (If Displayed at Checkout)

In some cases, installment or deferred payment options (such as Shop Pay Installments or similar services) may be offered by third-party providers. Eligibility and terms are determined by those providers.

Gift Cards (If Applicable)

Digital gift cards issued by Yunchasha may be redeemed at checkout in accordance with their stated terms.

2. Payment Authorization & Order Processing

2.1 Authorization Holds

When an order is placed, your bank or payment provider may temporarily authorize the transaction amount. This is a standard process to confirm available funds.

2.2 When Charges Occur

Payment is captured once your order is successfully submitted and confirmed. Orders placed before 5:00 PM (EST), Monday–Friday, typically begin processing the same business day. Orders placed after this time or on non-business days are processed on the next business day.

2.3 Accurate Billing Information

Please ensure billing details match your payment method to avoid delays, declines, or order cancellation.

3. Payment Security

Protecting customer payment information is a priority at Yunchasha. We use industry-standard security practices, including:

• SSL encryption on checkout and payment pages
• Secure, PCI-compliant third-party payment processors
• Fraud detection and transaction monitoring
• No storage of full credit card numbers on our servers

For more details, please review our Privacy Policy.

4. Pricing, Taxes & Currency

4.1 Pricing

All prices on our website are displayed in U.S. Dollars (USD) unless otherwise stated.

4.2 Taxes

Applicable sales tax, if required by law and based on the shipping destination, is calculated at checkout.

4.3 Payment Fees

Yunchasha does not charge additional payment processing fees.

4.4 Currency Conversion

If you use a non-USD payment method, your bank or payment provider may apply currency conversion rates or fees beyond our control.

5. Declined or Unsuccessful Payments

A payment may be declined for several reasons, including but not limited to:

• Insufficient funds
• Incorrect billing details
• Card expiration
• Bank security restrictions
• Suspected fraudulent activity

If a payment fails, please verify your information or contact your bank or payment provider for assistance.

6. Refunds & Original Payment Method

Refunds are handled in accordance with our Return & Refund Policy.

• Approved refunds are issued to the original payment method
• Refund processing time is up to 14 business days after return inspection
• Posting times may vary depending on your bank or payment provider

Yunchasha does not charge refund processing fees.

7. Unauthorized Transactions

If you believe an unauthorized charge has occurred, please notify us and your payment provider immediately. We will assist with reviewing the transaction and supporting any necessary investigation.

8. Payment Disputes & Chargebacks

We encourage customers to contact us first regarding any payment concerns. In many cases, we can resolve issues directly by providing order confirmation, tracking details, or refund updates, which may help avoid unnecessary chargebacks.

9. Order Verification

To protect against fraud, Yunchasha may occasionally request additional verification or temporarily delay order fulfillment until verification is completed.

10. Contact Information

If you have questions about payments or checkout, please contact us:

Company: Yunchasha
Address: 11317 SW 76TH STREET, MIAMI, FL 33173, UNITED STATES
Email: support@yunchasha.com
Working Hours: Monday – Saturday, 8:00 AM – 7:00 PM (EST)

We aim to respond to most inquiries within 24 hours.

© Yunchasha. All rights reserved.